Credit Pre-Approval at Kia of Wilmington

    • We are vehicle Lease & Finance experts. Let our vehicle sales and financing professionals explain and discuss all of the various leasing and financing options for your next new vehicle!
    • Our Online Credit Application process is quick and easy. Simply fill out the below Credit Application form, and look forward to our Sales Professionals' follow-up to assist with the next steps necessary in the vehicle purchase process!  Plus, get your credit score FREE! 

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Contact Information

Address Information

Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Save Time and Complete Our Online Finance Application

When you shop with us at Kia of Wilmington, we try to make it as convenient as possible. For financing, this includes being able to save time on paperwork. You can do that when you use our online finance application, which securely lets you apply for auto loan terms from the comfort and convenience of your home.

Fill Out Our Finance Application and Get a Head Start

The secure form can be accessed on our website and once all the information is filled out, it will come to us where we can run your information through our extensive finance database to pull current rates for purchasing a vehicle via an auto loan or provide you with lease options from Kia based on your application. Doing this beforehand allows us to get to work and save you time so when you find the right vehicle, we have plans and options ready to go for you so you can decide on the best fit.

Additionally, we make sure to help all those in Wilmington along with Newark, West Chester, Salem and Elkton with securing an auto loan regardless of your finances or credit. We work with those who have no credit or poor credit along with those with good credit so they can secure an affordable option, especially among our used car lineup. You can also learn about new Kia specials on popular new models, plus we're here to answer any frequently asked questions on auto financing you may have.

Learn More About Applying for Financing Online

If you have any questions about the finance application, contact us at Kia of Wilmington. We'd be happy to assist you and make sure you find the right terms and save time when shopping for your next ride.